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| This website is a personal initiative of the owner of
the site and does not in any way imply association with Birla Sunlife
Insurance Co. or any other Insurance Company or Insurance Association
including the Million Dollar Round Table (MDRT) or LIMRA, the trademarks/logos
of which are the property of their respective owners. The contents
of this website and the views expressed herein are solely of the owner
of the website and/or author of the content. The use of this website
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website. Nothing on this website is intended as, nor should be construed
as, an offer to sell or an invitation to buy any insurance product.
We have taken reasonable measures to ensure that the information and data presented on this web site is accurate and current. However, we make no express or implied warranty regarding such information or data, and hereby expressly disclaims all legal liability and responsibility to persons or entities who use or access this site and its content, based on their reliance on any information or data that is available through this web site. We disclaim any and all liability, whether direct or indirect to any person, in respect of any thing /decision and of the consequences done or omitted to be done by such person based upon the contents of this site and associated web pages and do not take any responsibility for false or inaccurate or discrepancy in the information provided here. The links to other Internet sites are included on this Web site and/or its communications solely as a convenience to our users. It does not in any manner certify the genuineness or the reliability of any of the information contained in the links and users must verify such particulars themselves. We cannot and do not guarantee or warrant that any files or pages available for downloading from this site are free of viruses, worms, Trojan horses or other code that has contaminating or destructive properties. We do not make any expressed or implied warranties, representations or endorsements whatsoever (including without limitation warranties of title, non-infringement or fitness for a particular purpose) with respect to the files available for downloading from this site. In no event will we be liable to any person for any decision made or action taken in reliance on results obtained from use of files downloaded from this site. These files may be downloaded and / or reprinted for personal use only. Permission to use, reprint or reproduce any document or graphic in whole or part, in any form whatsoever, for any reason except for personal use, is expressly prohibited, unless prior written consent is obtained from us. We hereby expressly disclaim any implied warranties imputed by
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